What Is a Deductible?
Your deductible is how much you need to pay before your insurance begins covering the cost. If you have a $3,000 deductible, you’ll have to pay $3,000 in medical expenses before the insurance kicks in.
Talk to the HR department where you work or, if it’s an offer of employment, speak to the insurance provider. Both should have the information and guidance available to help you make a choice.